Dental & Vision

Protect Your Smile and Sight

Dental and vision plans that put preventive care first, for individuals and families.

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Invest in Your Health

Regular checkups and eye exams catch problems early. Our plans make that care affordable.

Preventive care focus Individual & family plans Glasses & contacts allowances Multiple carriers compared

Coverage Benefits

Preventive Dental Care

Cleanings, exams & X-rays covered at 100%

Basic Restorative

Fillings, extractions & root canals at reduced rates

Major Dental Services

Crowns, bridges & implants up to annual maximum

Vision Exams

Annual comprehensive eye exams

Glasses & Contacts

Annual allowances for frames, lenses & contacts

Affordable Rates

Individual & family plans with flexible copays

Dental Coverage at a Glance

100%

Preventive

Exams, cleanings, X-rays, fluoride & sealants. Typically no copay or deductible.

70–80%

Basic

Fillings, extractions, root canals & periodontal care after deductible.

50%

Major

Crowns, bridges, implants & dentures, with annual maximums; orthodontia on select plans.

Typical coverage levels. Exact benefits vary by plan.

Vision Coverage Details

Comprehensive Eye Exams

Typically covered at 100%: refraction, eye pressure, and disease screening.

Eyeglasses Coverage

Annual allowances toward frames and lenses of your choice.

Contact Lens Coverage

Exams, fittings, and an annual supply allowance.

Extra Vision Benefits

Laser surgery discounts, lens upgrades, and nationwide provider networks.

Plan Options

Individual Plans

Standalone dental and vision coverage sized to your needs.

Family Plans

Cover everyone under one plan, often more cost-effective.

Bundled Plans

Dental + vision together for simpler billing and lower cost.

Medicare Advantage Add-Ons

Many Advantage plans build dental and vision right in.

Why Choose McDonald Financial?

Plans tailored to your needs Competitive multi-carrier rates Deductibles & maximums explained Ongoing claims support Trusted by Minnesota families

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