More Than An Agent: An Advocate

Your Guide to
The Right Coverage

Independent Minnesota agency. We work for you, not the insurance companies.

Licensed Minnesota Agency No-Cost Consultations Independent: we work for you

Why We're Different

Insurance Shouldn't Be Confusing

We educate first, then guide, so you make confident decisions. No pressure, no jargon.

Trusted by families across Minnesota

Your Advocate

Not just an agent

Education First

Understand your options

Local Service

Your Minnesota neighbors

Complete Coverage

All your needs in one place

Coverage Options

Protection for Every Stage of Life

Individual & Family Health Plans

ACA-compliant plans for under-65 Minnesotans, from MNsure-certified brokers at no cost to you.

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Medicare Plans

Advantage, Supplement, and Part D, compared side by side so you enroll with confidence.

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Dental & Vision Plans

Affordable coverage that keeps preventive care first, for your smile and your sight.

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Financial Protection

Life insurance, disability coverage, and annuities to protect what matters most.

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Estate Planning Organization

A no-cost estate summary: organized, valued, and ready for your attorney.

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Need Help Choosing?

Our agents will guide you through your options.

Get Started Today

Why Individuals & Families Choose Us

Your Advocate

We fight for your best interests

Deep Expertise

Complex decisions, made clear

Personal Service

We take time to know you

Always Here

Support for claims & questions

Simple By Design

How It Works

1

Tell us what you need

Two minutes, no obligation.

2

We compare your options

Plans from multiple carriers, explained simply.

3

Enroll with confidence

No cost, no pressure, and we stay with you after.

Your Partner in Protection

At McDonald Financial and Insurance Services, we build lasting relationships with families across Minnesota. You'll always work with someone who knows your name and understands your needs.

3
Licensed Agents
$0
Consultation Cost
100%
Independent

Local Licensed Agents

Meet Our Expert Team

Brad McDonald

Brad McDonald

Principal Licensed Insurance Agent

Medicare, estate planning & financial protection.

Laura Capes

Laura Capes

Licensed Insurance Agent

Medicare, dental & vision, and critical illness protection.

Ryan Voeller

Ryan Voeller

Licensed Insurance Agent

Individual & family benefits that protect what matters most.

Let's Find Your Coverage

Three quick steps. No obligation, no cost, no pressure.

Select all that apply. Many folks need help with more than one.